Legacy Planning

Legacy Planning, Wealth Transfer and Philanthropy

Civic Financial engages ultra-high net worth and high net worth clients in legacy planning, wealth transfer, and philanthropy. Highly credentialed and deeply experienced, advisors at Civic hold the following advanced planning designations: Chartered Advisor in Philanthropy (CAP®), Accredited Estate Planner (AEP®), Chartered Life Underwriter (CLU®) and Chartered Financial Analyst (CFA). Civic further consults on trust and life insurance design to efficiently pass assets to the next generations, and to philanthropic recipients.

Expertise in:

  • Trust owned life insurance and effective wealth transfer techniques.
  • Estate planning, income tax planning, capital gain tax planning, Generation Skipping Trust (GST) planning.
  • Cash repositioning techniques.
  • Philanthropic planning, effective gifting strategies, multi-generational coordination.
  • Socially responsible investing and environmentally conscious strategies.

Indirect Value-Added Services:

  • Connecting our clients with other trusted professionals: estate planning attorneys, accountants, mortgage brokers, real estate professionals, property and casualty insurance professionals, private bankers, etc.
  • Introduction to our firm’s existing clientele and network for professional connections.
  • Social events sponsored by Civic Financial.
  • Access to competitive lending companies.