Full-Service Planning & Wealth Management
Civic Financial advises high-net-worth families and high-income professionals on sophisticated planning and wealth management. Our clients engage us as fee-based financial planners* in a consultative approach, or as wealth managers in an advisory relationship. Founding partners Scott DeSantis and Grant Parisi are CERTIFIED FINANCIAL PLANNER™ (CFP®) professionals, leading the firm in its full service planning.
- Financial planning: comprehensive thought partnership and advice across the balance sheet.
- Wealth management: asset allocation, security selection, and access to alternative investments for qualified clients.
- Tax strategies: integrating planning for taxable accounts, tax-deferred accounts, and tax-free accounts.**
- Liquidity planning: establishing and managing leverage.
- Insurance planning: life insurance, long term disability insurance, long term care planning.
- Education funding strategies.
- Income distribution planning: withdrawal strategies, tax bracket management, income floors, social security analysis.
- Estate planning strategies.
- Philanthropic planning, effective gifting strategies, multi-generational coordination.
- Socially responsible investing and environmentally conscious strategies.
Indirect Value-Added Services:
- Connecting our clients with other trusted professionals: estate planning attorneys, accountants, mortgage brokers, real estate professionals, property and casualty insurance professionals, private bankers, etc.
- Introduction for our firm’s existing clientele to our network for professional connections.
- Social events sponsored by Civic Financial.
- Access to competitive lending companies.
*Fee-based planning is offered by Scott DeSantis for Civic Financial.
**Financial representatives do not provide legal or tax advice.